Built for Indian merchants

Your shop counter, now open to every UPI app.

Register, verify your KYC once, and start collecting payments by QR code or payment link — with every rupee tracked from scan to settlement.

No setup fee · Verified in 24 hours · Works with GPay, PhonePe, Paytm & BHIM

₹1,240.00 Requested
Payerravi.kumar@okhdfcbank
StatusSuccess
Settles toHDFC •• 4471
Everything on one dashboard

Built for how you actually get paid

From the first QR scan to the bank credit, SmartPay keeps every step visible — for you and your customer.

QR & payment links

Generate a static shop QR or a one-off dynamic link for an exact amount, shareable over WhatsApp or SMS in one tap.

Real-time payment status

Every scan updates instantly — success, pending or failed — so you never wonder if a payment actually came through.

Settlement you can track

Watch funds move from "processing" to your linked bank account, with a downloadable statement for every cycle.

One-time KYC

PAN, Aadhaar and bank proof, verified once. After that, your dashboard just works — no repeat paperwork.

Filterable transaction log

Search by date range or status, and export a CSV of everything for your books in a click.

Instant alerts

An SMS or email the moment a customer pays, and again the moment your settlement lands.

From signup to settlement

Seven steps, one continuous loop

Money moves in a circle — customer to merchant to bank, and back into your next sale.

1

Sign up

Mobile number + OTP, no paperwork upfront.

2

Complete KYC

PAN, Aadhaar & bank details, verified in 24 hrs.

3

Generate QR / link

One shop QR, or a link for a specific amount.

4

Customer pays

Any UPI app — GPay, PhonePe, Paytm, BHIM.

5

Status updates live

Your dashboard reflects it in real time.

6

Funds settle

Credited to your linked bank, typically T+1.

Good to know

Frequently asked

Is there a setup or monthly fee?

No. Creating an account and generating QR codes or payment links is free — you only see per-transaction charges disclosed upfront in your dashboard.

How long does KYC verification take?

Most merchants are verified within 24 hours of submitting PAN, Aadhaar and bank proof. You can track the status live from your dashboard.

When do I receive settlement?

Verified merchants are settled on a T+1 cycle. Every settlement is itemised and downloadable as a statement from the Settlements page.

Ready to open a UPI counter of your own?

Sign up in minutes. Start accepting payments the same day your KYC clears.

Create free account